Welcome to Virginia Retirement Services!
We are a group of retirement income planning and insurance professionals serving Virginia residents.
Virginia Retirement Services focuses on the following:
Professional Retirement Analysis: In addition to our 30-plus years of helping retirees and soon-to-be retiring professionals plan for their future, we also use the state-of-the-art, proprietary “Retirement Analyzer” income planning software to determine a holistic picture of when our clients may be able to retire with greater confidence in their financial strategies. We input variables — which consider market risk, inflation, pensions, Social Security and fixed income sources — into the program to produce a comprehensive plan. >>Learn More
Insurance and Annuity Strategies: Life insurance, health insurance, annuities, Medicare supplements or long-term care may be a potential need. We represent almost every available insurance and annuity product on the market to help you make more informed choices for your family. >>Learn More
Estate Planning: Our team has extensive training and experience in estate planning. Not only do we have an in-house estate planning attorney, but we also work with other highly respected attorneys and trustees throughout the community. With our referral, your first meeting will always be free and you will receive deeply discounted rates if you choose to proceed with our estate planning team for their services.>>Learn More
Social Security Planning: Most Social Security applicants we meet are unaware of the opportunities available by strategically planning when and how to draw on their benefits. Additionally, Social Security offices may not be set up to help you investigate all available options! We have proprietary planning software that may help you dramatically increase your retirement income over your lifetime. >>Learn More
Tax Planning Services: We offer access to our in-house CPA, whose professional services are deeply discounted for our clients. We have a thorough understanding of how taxable accounts such as 401(k)s, 457 plans, IRAs and TSP funds may be used to minimize the taxation over your lifetime and to pass to your heirs — potentially minimizing or even omitting taxes on the principal amount. >>Learn More
Federal, Military, Civil Service & Military Specifics: We have more than 30 years of experience working with issues that specifically apply to civil service and military retirees. We can help ensure your government retirement assets pass more readily to your spouse or other heirs without taxation on the principal amount. >>Learn More