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At Virginia Retirement Services, our focus is in working with retirees and those planning for retirement.

Sometimes, decisions with IRA type rollover funds, life insurance, annuities and long-term care insurance are best made long before you reach retirement When you are nearing retirement, decisions have to be made that will affect the quality of your retirement years financially. You may need to alter plans made earlier in life.

For example:

  • Is the protection of your assets now a bigger concern?
  • Have your health issues have changed? Or do you want to make sure you provide for your spouse in the event that you pass away before he/she does?

With our unique “Retirement Analyzer” software, we can enter all the specific financial variables of your current retirement income picture and then calculate the “what if” scenarios. Many of our Clients have found they can access more of their retirement assets than they thought previously possible, and still have a financially confident retirement no matter how long they live! Others may need to make adjustments now to avoid shortfalls in the future.

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